An independent Illinois agency focused on auto insurance
Lakeshore Insurances helps Illinois drivers find auto coverage that meets state law and fits their lives. We compare options from the insurance companies we work with and explain them in plain language, so you can make a confident decision.
Auto insurance is all we do
We are an Illinois insurance agency based in the Chicago area, and right now we focus on one thing: personal auto insurance for Illinois drivers. That focus lets us know Illinois rules well, from the state's minimum liability and uninsured motorist requirements to SR-22 filings with the Secretary of State and coverage for rideshare and delivery drivers.
You can work with us directly, online or by phone, or through a licensed partner in your neighborhood. Our partners are licensed Illinois producers at agencies, currency exchanges, tag & title services, dealerships and tax offices who use our secure portal to quote and submit Illinois-compliant policies.
We work for you, not for one insurer
A captive agent represents a single insurance company. As an independent agency, we can work with more than one insurer, so we can compare options and recommend the one that fits your situation.
- We compare coverage and price across the insurers we're appointed with
- We explain the differences, not just the premium
- If your needs change, we can look at other options for you
- Insurers pay us a commission when you buy. We disclose how we're paid on our licensing & disclosures page
How we work with every driver
Plain-language advice
We explain what each coverage does, what it costs, and what happens if you go without it. No jargon, no pressure.
Honest comparisons
We show the Illinois minimum next to stronger options so you can see the trade-offs yourself. We never promise savings we can't verify.
Compliance first
Every policy we place is built to meet Illinois law. Our partners must be licensed and follow the same rules we do.
Respect for your data
We collect only what we need to quote and service your policy, protect it carefully, and never sell it. See our privacy notice.
No surprises
Coverage, fees and payment plans are itemized before you sign, and we tell you clearly when coverage starts.
Local access
Through our licensed partner network, help is available at businesses Illinois drivers already visit.
Licensed by the Illinois Department of Insurance
Lakeshore Insurances is an insurance agency licensed by the Illinois Department of Insurance. Coverage is underwritten by the insurance companies we represent, not by Lakeshore Insurances.
- Illinois agency license #Pending
- National Producer Number (NPN) Pending
- City of Chicago business license #Pending
You can verify any insurance license with the Illinois Department of Insurance or through the National Insurance Producer Registry (NIPR). More detail is on our licensing & disclosures page.
Reach us
- Office address coming soon, Chicago, IL
- Phone number coming soon. Please contact us online.
- [email protected]
- Mon–Fri 9:00 AM – 6:00 PM · Sat 10:00 AM – 2:00 PM (CT)
Let's find the right Illinois auto coverage
Tell us about your drivers and vehicles, and a licensed agent will follow up with options.